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AlValore Alliance is a single premium life insurance policy that provides for the payment at maturity of a capital re-evaluated .

In case of premature death of the insured, the revalued capital is recognized beneficiaries.

capital is reevaluated based on the results of the Euro San Giorgio : the revaluation is recognized in varying degrees, with a deduction of 0.80% in case of return of less than or equal to 6%.

In any case, is secured and in case of premature death a minimum return of 2% per year.

Payments

The premium is paid in a lump sum on signing the contract: AlValore the Alliance can be signed from a minimum prize of 2,500 €.

Duration

A minimum of 1 year to a maximum of 15 years.

Bonus
consists of an increase in the insured benefit is recognized that contracts with a duration of at least 5 years and a minimum premium of 6,000 €.

Legal and tax

Exemption from paying capital taxes paid in the event of premature death.

Impignorabilità and Immunity of the sum insured.

The benefit upon maturity or redemption is taxable income subject to substitute tax of 12.5%, the corresponding part the difference between the accrued capital (performance at maturity or redemption) and the single premium paid.